All opinions are always 100% honest and my own. As an Amazon Associate I earn from qualifying purchases. I also participate in: CJ Affiliate; eBay Partner Network; Rakuten Affiliate Network; ShareASale; Walmart Affiliate Program; independent affiliate networks.

This post brought to you by Straight Talk. All opinions are 100% mine.

Having purchased our first Macs in 1985—just days after returning form our honeymoon—we have been Apple fans for a quarter of a century. As you might guess, that means we are an iPhone family as well. The only thing I don't love about my iPhone is that the available service providers are limited. When they were first released, only AT&T was available…and we were locked into a year-long contract. Now, you can also get Verizon on iPhones. Rumor has it that Sprint and T-Mobile are on the way, but it's been a long time coming, suffering with a less-than-preferred provider.

If you aren't attached to a particular technology, comparing cell phone plans and choosing a better service can save you oodles of cash. And if you have multiple family members with phones (right now we have seven), those monthly payments can explode.

Today I learned about a new cell phone available from Walmart. It's called Straight Talk.

Some of the features I find most attractive are:

• No contract – you just pay month to month
• Great prices on plans – unlimited monthly service is only $45, and includes calls, text, picture messaging, and web, they have a plan to give you everything you need
• No credit check. We have great credit, but I still don't like people delving into my financial business and, more to the point, posting a credit check to my credit report.
• Great prices on plans
• Good selection of trusted phone manufacturers, including smart phones and even reconditioned phones ($10 for a phone for your kids (with camera, MP3, web, bluetooth)? Yes!)
• No activation, reactivation, termination fees—cancel when you want, start back up any time
• No charge for 411 calls
• Flexible, prepaid international calling so you can call a friend just about anywhere in the world for a low rate

Check into Straight Tali. They may just win you over, hook, line and sinker.

Alison Moore Smith is a 61-year-old entrepreneur who graduated from BYU in 1987. She has been (very happily) married to Samuel M. Smith for 40 years. They are parents of six incredible children and grandparents to two astounding grandsons. She is the author of The 7 Success Habits of Homeschoolers.