Better Gift Cards

Every year our insurance agent sends Sam and me a thoughtful birthday gift—a gift card for a free car wash. The only problem is that the designated car wash provider is 23 miles away from our home, in a city we have no other reason to go to. It's convenient to our...

Central Vacuum Chosen

Who knew choosing a vacuum could be so stressful? With a central vacuum, you're pretty much committing for life, so it carries long-term consequences. When we built our last custom home we found out—the hard way—how painful those consequences can be. We choose a...

10 Stupid Reasons to Attend Public School

16 years ago we started homeschooling on a dare from our oldest daughter, who had just turned seven. Now she and her closest sibling are attending a prestigious private university and their four younger siblings are still homeschooling. I don't hate public schools,...

Homes for Rent by Owner

The first home we ever bought, in Boca Raton, Florida, started out as a lease agreement from the owners. We paid a regular monthly rent and a portion was credited to our down payment should we decide to exercise the option to buy the home after one year, which we did....

Bank & Government Owned Homes

Affordable housing is so important in this economy. Giving your family a place to live is one of the most crucial expenditures—and also one of the biggest drains on family finances. This afternoon I found that good friends of ours are looking at a foreclosed home...