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This is the time of year when people all over the country are excited about getting their tax tax refunds. It makes me crazy.
In almost all circumstances, getting a tax refund just means that you loaned the government your money—for a number of months—interest free. And now, months later, they are giving you back what you overpaid.
Does this sound like something to celebrate?
Get a handle on your money and stop overpaying your taxes! You should try to get the smallest possible refund, without owing money, at the end of the year.
Alison Moore Smith is a 61-year-old entrepreneur who graduated from BYU in 1987. She has been (very happily) married to Samuel M. Smith for 40 years. They are parents of six incredible children and grandparents to two astounding grandsons. She is the author of The 7 Success Habits of Homeschoolers.