Home Appliance Warranties

As we near the first anniversary of moving into our home, we also approach the expiration of the warranties for most typical home appliances. Before they expire, we'll be looking carefully through all our appliances to see if any of them need any kind of servicing. So...

No Nonsense Cell Phones

Back in the early 1990s, Sam and I took the kids on a trip to Yellowstone. Because of his uber-popularity, the university couldn't fathom a week without talking to him every four minutes. The solution was to send us packing (literally) with a doctor's-satchel-sized...

Hard Drive Backup Software

This is a Sponsored post written by me on behalf of Carbonite for SocialSpark. All opinions are 100% mine. Within a month of our wedding, in 1985, Sam proposed again. This time he was hoping for a personal computer in our new little family. I objected. I'd lived 21...

Savings Accounts for Short-Term Purchases

When I was six-years-old my dad took me to Universal Campus Credit Union—BYU's official financial institution of that day—to deposit the hard earned $21 I had saved from weeding and cleaning cupboards. He matched it by adding his own $21 to the account. I was rich!...

Cell Phone Savings

OK, people. If you need a tip calculator, you should not be using something as complex as a cell phone! You could be seriously hurt! Aside from that little caution, this cell phone is similar to the ones my kids use. It's compact, easy to use, and has so many...

How Can I Pay for College?

I am a big believer in calculating return on investment. In accounting parlance: ROI = (gain from investment – cost of investment)/cost of investment But in layman's terms it means calculating the efficiency of an investment. It's the ratio of money gained (or...