All Banks Are Not Created Equal

Years ago, Sam and I helped a couple dig out of a financial mess. They came to our apartment and, one bit of data at a time, entered all the transactions they ‘d made in the past year. Why did we have them do this? To show their spending habits and patterns. Not...

It’s All Relative; Relatively Tasty That Is

Food Storage, humph. A friend of mine worked miracles with food storage while her husband was in law school and they were growing their young family. Her daughter called powdered milk, “tasty milk,” and she, my friend, seemed to always have the best things...

Just Say Yes to Mortgage Brokers

Building a custom home is a huge undertaking. If you plan to dive into the process, I strongly suggest you start with a sound financial footing, strong marriage, and robust health. No matter how you slice it, this project is going to try all three and the better you...

Christmas on Credit

If you're anything like me, you've been spending a lot more the past few weeks than you usually do. More toys, more clothes, more gadgets, more books, more travel, more food and treats — more of just about anything. If you're anything like most Americans, you're using...