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Affordable Apartments

Low Income ApartmentA few weeks back I wrote about luxury apartment rentals. One commenter asked about finding a decent apartment that is far from the luxury realm. She was a single mother and living on a moderate income.

I’m happy to report that there are services to assist the low-income apartment rental search as well!

Have you heard of Section 8 housing? This is a subsidized housing program provided by the US Department of Housing and Urban Development (HUD). Currently it’s a voucher program where families find a rental unit, pay a portion of the rent, and the government pays the rest to the landlord. There are income and asset tests in order to qualify for the program. If you qualify, you will generally not pay more than 30% of the rental out of pocket.

You can search for a Section 8 Rental and other affordable housing online.

I looked for some in my area and found 42 listings within seven miles. The site is very simple to navigate and includes photos, number of bedrooms, rent, etc. It even has some senior living communities in the database.

If you’re looking for a very reasonably priced rental apartment — or one that qualifies for government assistance — this is a good place to start your search.

With housing being one of our biggest monthly expenses, it’s a great place to look for savings. Do you have any tips on how to save money on rent or housing?

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